Trusted in Miami since 1984

Mortgage Solutions in Miami, Florida

Miami blends world-class beaches, a lively nightlife, and rich Cuban and Latin American culture, making it one of the most vibrant cities in the U.S. For over forty years, Home Financing Center has helped Miami residents and newcomers secure the right mortgage. Our local team understands every neighborhood and works to make financing clear and stress-free from your first application to the final closing.

BUY IN Miami

Expertise for Local and International Buyers
Searching for a luxury condo, a waterfront retreat, or your very first home? We’ll help you compete in this fast-moving market.

Buyer Programs

  • Deep expertise in Miami’s luxury and waterfront properties
  • Programs tailored for international buyers
  • Competitive rates with quick approvals

REFINANCE YOUR HOME

Benefits of Refinancing in Miami
Put your home’s rising value to work for you with flexible refinancing options.

Refinance Opportunities

  • Lower your interest rate or monthly payment
  • Access cash for renovations, tuition, or investments
  • Fast closings with an average 15-day turnaround

JUMBO LOANS

Tailored Financing for High-End Homes
Miami’s high-value properties often require more than a standard loan. Our jumbo loan programs are built for these situations.

Jumbo Loan Features

  • Loan amounts up to $3M+
  • Flexible terms and competitive rates
  • Local experience in Miami’s luxury real estate market
Questions about Miami real estate?

Services We Offer

Core Loan Programs

Home Loans

Clear guidance and competitive terms for new purchases

Refinance Programs

Reduce rates or access equity with confidence

Jumbo Loans

Financing designed for luxury and high-value homes

First-Time Homebuyer Programs

Step-by-step support for your first purchase

Why Choose Us for Miami

Local Knowledge and Personal Service

Since 1984, we’ve combined Miami market expertise with personalized service to help homeowners succeed.

Our loan officers understand every neighborhood, local trend, and permitting requirement, so your mortgage fits your lifestyle and long-term goals.

1.5M+

Residents across the city

$550K

Median home price with steady appreciation

15%

YoY Appreciation

40+ Years in Miami

Four decades of proven lending experience and strong financial backing

Hyperlocal Expertise

We know every neighborhood, building, and market trend in Miami.

Personalized Service

Dedicated loan officers who understand your specific needs and local market conditions.

Financial Strength

Stable management and financial backing you can trust for your local real estate investment.

What Our Clients Say

4.9/5 from 1,200+ reviews

Homeowners throughout Miami and South Florida give us a 4.9/5 rating for reliability and service. Clients highlight our quick closings, clear communication, and how simple we make the mortgage process.

Yvonne
South Miami
Isabel was very, very helpful with our refinancing. She was there for all of the paperwork needed and helped guide us through the process.
Patricia
Homestead, Fl
Please thank Jose – gave 100% to ensure our loan would close on time. Very professional, courteous and knowledgeable
Andrew Papaefthemiou
GM of FIU Athletics
Home Financing Center was the company of choice when we decided to go for our home loan here in Coral Gables. Not only are they a proud partner of FIU athletics, where I work, but the opportunity to provide business back to a loyal sponsor was a win-win. More.
Omayra
Homestead, Fl
Thank you Louis – in one word – AWESOME!!!
Joshua
Coral Gables
YES – YES – YES – Excellent!!!
Miami Real Estate Newsletter

Contact Our Miami Team

Call 305-777-1100 to connect with a local mortgage expert. Whether you’re buying, refinancing, or investing in luxury real estate, we’re here to guide you every step of the way.

Miami Market Reports

Monthly market analysis and trends

Rate Alerts

Get notified when rates drop

Local Insights

Neighborhood updates and Miami news

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