Trusted in Miami since 1984
Mortgage Solutions in Miami, Florida
Miami blends world-class beaches, a lively nightlife, and rich Cuban and Latin American culture, making it one of the most vibrant cities in the U.S. For over forty years, Home Financing Center has helped Miami residents and newcomers secure the right mortgage. Our local team understands every neighborhood and works to make financing clear and stress-free from your first application to the final closing.
BUY IN Miami
Expertise for Local and International Buyers
Searching for a luxury condo, a waterfront retreat, or your very first home? We’ll help you compete in this fast-moving market.
Buyer Programs
- Deep expertise in Miami’s luxury and waterfront properties
- Programs tailored for international buyers
- Competitive rates with quick approvals
REFINANCE YOUR HOME
Benefits of Refinancing in Miami
Put your home’s rising value to work for you with flexible refinancing options.
Refinance Opportunities
- Lower your interest rate or monthly payment
- Access cash for renovations, tuition, or investments
- Fast closings with an average 15-day turnaround
JUMBO LOANS
Tailored Financing for High-End Homes
Miami’s high-value properties often require more than a standard loan. Our jumbo loan programs are built for these situations.
Jumbo Loan Features
- Loan amounts up to $3M+
- Flexible terms and competitive rates
- Local experience in Miami’s luxury real estate market
- No application fees
- 15-day average close
- 40+ years experience
Services We Offer
Core Loan Programs
Home Loans
Clear guidance and competitive terms for new purchases
Refinance Programs
Reduce rates or access equity with confidence
Jumbo Loans
Financing designed for luxury and high-value homes
First-Time Homebuyer Programs
Step-by-step support for your first purchase
Why Choose Us for Miami
Local Knowledge and Personal Service
Since 1984, we’ve combined Miami market expertise with personalized service to help homeowners succeed.
Our loan officers understand every neighborhood, local trend, and permitting requirement, so your mortgage fits your lifestyle and long-term goals.
1.5M+
Residents across the city
$550K
Median home price with steady appreciation
15%
YoY Appreciation
40+ Years in Miami
Four decades of proven lending experience and strong financial backing
Hyperlocal Expertise
We know every neighborhood, building, and market trend in Miami.
Personalized Service
Dedicated loan officers who understand your specific needs and local market conditions.
Financial Strength
Stable management and financial backing you can trust for your local real estate investment.
What Our Clients Say
4.9/5 from 1,200+ reviews
Homeowners throughout Miami and South Florida give us a 4.9/5 rating for reliability and service. Clients highlight our quick closings, clear communication, and how simple we make the mortgage process.
- Equal Housing Lender
- NMLS Licensed
- Florida Licensed Mortgage Banker
- Better Business Bureau A+ Rating
Contact Our Miami Team
Call 305-777-1100 to connect with a local mortgage expert. Whether you’re buying, refinancing, or investing in luxury real estate, we’re here to guide you every step of the way.
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